Juhudi Kilimo


  • Product Type: Psychometric Based Lending
  • Sector: Finance Oriented
  • Project Country: Kenya

Juhudi Kilimo

Juhudi Kilimo

Unlocking access to finance and credit for rural smallholder farmers.

Juhudi Kilimo is a micro-finance institution that seeks to uplift the living standards for financially excluded rural smallholder farmers, through the provision of transformative financial solutions and agribusiness technical assistance.

Project Description

Juhudi Kilimo is using psychometric credit scoring to appraise loans for farmers with limited or new credit histories.

Key Innovations

The key innovation is testing and refining an approach to credit scoring for rural borrowers in order to reduce their dependence on group guarantees and social accountability, encourage development of financial products and services by financial institutions for this market segment and ultimately, unlock their access to financial services.